Krak commissioned a national survey of 2 001 adult residents of the United States about banking services, credit and debit cards, rewards programs, and other financial products. The study was conducted by Morning Consult.

The material was published on Kraken Blog 18 in August 2026 of the year. The description does not provide specific shares of responses or respondents’ conclusions, so based on the available data it is not possible to determine which products they consider most useful or problematic.

The practical aim of the survey is to show how Americans perceive traditional financial infrastructure and the tools that are supposed to help them improve their position. For assessing the study’s significance, full results and methodological details are needed.